Is a top-up personal loan better than taking a fresh loan?
Mar 30, 2026
New Delhi [India], March 30: Life surprises you with unexpected turns. You think you have things under control and something sudden leaves you scrambling to fix things. Such instances are often accompanied by financial distress. To cope, you may consider a personal loan, which is an easy credit option with flexible terms. But what if you already have one? Can you get another, or can you simply opt for a top-up? Both options have their own perks.