Sun, Jun 28, 2026 | UPDATED 06:43 UTC
Business News
Feb 18, 2026
New Delhi [India], February 18: India has always been, at its heart, an agrarian economy. For millions of families, agriculture is both livelihood and legacy, passed down through generations. Given the key role that farmers play in the growth of our nation, it is only natural that any conversation around financial inclusion must keep this backbone of our economy at the centre. Yet paradoxically, those most exposed to climate and income volatility had the least structured financial risk cover. In the world of insurance, we often talk about 'Protection Gap.' This gap is glaringly evident in Indian agriculture. Before 2016, crop insurance was often perceived as a complex, bank-driven formality rather than a safety net. But the launch of the Pradhan Mantri Fasal Bima Yojana (PMFBY) changed that narrative.
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